Financial Planning with Insurance is designed to provide an overview of the financial planning process and to identify items that you should consider when helping clients develop a sound financial plan. The course is structured to reflect in each chapter the major phases of the financial planning process. Some of the steps involved in these phases of financial planning are

• identifying clients’ assets;
• determining the classification of those assets in regard to both current and future needs;
• analyzing debt, expense experience, and consumption patterns;
• reviewing tax status;
• addressing client-centered concerns, and a host of other issues.

The specific learning objectives for this course are the following:

• to understand the primary components of a financial plan;
• to know the specific information you must gather on a client to develop a comprehensive and useful financial plan;
• to learn the process of successfully analyzing the financial and non-financial needs of a client by matching current assets, income, expenses, liabilities, and contingencies to the stated goals of the client;
• to recognize the importance of creating impact scenarios for your client; these scenarios are unexpected situations that arise that can significantly impact a financial plan;
• to understand how to project the values of a client's assets at certain target dates for specific objectives;
• to identify how to manage risk with certain insurance products;
• to understand how to help clients successfully achieve the goals of college, retirement, and estate planning with a thorough and detailed financial plan.